A common reason
small-business employees give for why they aren't saving for retirement
Source:Pew Charitable Trusts
Respondents whose jobs offered a retirement plan to its full time employees, but who don't currently contribute to it, were asked: "Which of the following would motivate you to contribute to your employer sponsored retirement savings plan?"
Receiving a promotion or salary increase; My employer contributing or matching my contributions; Confidence that my investments will perform well in the market; Having already paid down other debt; Getting closer to retirement; Receiving tax benefits; Other